There's a reason why this loan is so popular, lower rates with more flexibility. A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government. Down payments as low as 3%, flexible loan terms and mortgage insurance options, ARM's, fixed-rate, and jumbo. If you have good credit and a stable income, a conventional loan might be the right option for you.
I am very proud to help our Service Members and Veterans achieve the American Dream of homeownership.
Home loans backed by the Department of Veterans Affairs (VA) provide affordable home financing options for eligible Service Members, Veterans, and surviving spouses.
FHA loans are widely used by first-time homebuyers and people with low-to-moderate incomes. Home loans insured by the Federal Housing Administration (FHA) can make it easier for you to qualify to purchase or refinance a home. This loan option offers flexible qualification guidelines to help people who may not qualify for a conventional mortgage.
WHAT OUR CLIENTS THINK
Nia is a trusted professional with a high degree of ethical responsibility to her clients. She is very effective at getting you the best rates and assuring a smooth lending process.
I’ve thoroughly enjoyed working with Nia on my home loan. She’s been very personal and professional and has been able to advise me on how to go about navigating all of the do’s and dont’s while applying for a home loan. I’d definitely work with her again and recommend her to anyone else that needs a home loan.
Had a great experience with Nia, she answered all my loan questions promptly. I plan on using her services in the near future when it’s time to acquire a loan.
Very professional and kind. She was able to get me approved when no one else could! I just closed on my first home today!
Thank you again Nia!
She is very knowledgeable, had the answers to every question my wife and I had and was very professional. I would recommend her to anyone I know and would work with her again when it comes time to sell my house and buy a new one.