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There's a reason why this loan is so popular, lower rates with more flexibility.  A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government.  Down payments as low as 3%, flexible loan terms and mortgage insurance options, ARM's, fixed-rate, and jumbo.  

If you have good credit and a stable income, a conventional loan might be the right option for you.

I am very proud to help our Service Members and Veterans achieve the American Dream of homeownership.

Home loans backed by the Department of Veterans Affairs (VA) provide affordable home financing options for eligible Service Members, Veterans, and surviving spouses.

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FHA loans are widely used by first-time homebuyers and people with low-to-moderate incomes.  Home loans insured by the Federal Housing Administration (FHA) can make it easier for you to qualify to purchase or refinance a home. This loan option offers flexible qualification guidelines to help people who may not qualify for a conventional mortgage.

Home loans guaranteed by the United States Department of Agriculture (USDA) provide affordable financing options for properties located in designated small towns, suburbs, and exurbs. This program helps eligible low- to moderate-income families achieve homeownership by offering a no down payment option.

Eligibility is based on the property size, location, and condition along with income and other qualifying factors. 

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Other loan options include:

  • Refinance

  • Renovation

  • Investment

  • Reverse Mortgage

  • Jumbo

  • Creative Options

Call me, so we can discuss which option is best for you.  Within a few minutes, you can have a pre-qual letter.

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